• S3 months interest-free installments with no processing fees
• 6% cashback in equivalent 360°Reward Credit Points on everyday merchants with no minimum spend
• $0 fees on annual fees and cash withdrawal
• Minimum annual income: $30,000

Journey Credit Card - Fees applies

• Receive welcome gift of 10,000 miles
• Earn 3 miles per $1 spent on online transactions: transportation, grocery and food delivery merchants
• Enjoy 2 complimentary visits to Priority Pass lounges around the world each year
• Complimentary insurance coverage of up to $500,000
• Minimum annual income: $30,000

Journey Credit Card - Fees waived

• Earn 3 miles per $1 spent on online transactions: transportation, grocery and food delivery merchants
• Enjoy 2 complimentary visits to Priority Pass lounges around the world each year
• Free insurance coverage of up to $500,000
• First year annual fee waived
• Minimum annual income: $30,000